Terms

Terms of use

Susman Insurance Agency, licensed to write in California (License 0B75129), maintains this website. Its purpose: give general info on term life and operate a portal returning carrier quotes tailored to your answers.

Quotes are estimates. Numbers presented came from carriers for your selected class and serve purely for data. Not an insurance offer, not a price pledge, not a green light for acceptance. The carrier finishes rates, class and qualification during review; the policy you receive and its terms hold.

No coverage is activated here. Asking for quotes, submitting an app or messaging us does not trigger coverage. A carrier must release a plan, and you must formally approve it and remit payment.

Accessible coverage. Product selection, insurer options and rate schedules shift by state and prospect and may be updated at any point. Figures assume residence in California.

Educational use only. Material presented here is broad knowledge and should not be construed as specialized, accounting or investing counsel. Run anything important by a professional.

Outside vendor. The app section uses a secured submission tool run by third parties per their own conditions.